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August 19, 2016

Heartland Security Insurance Group / 1st Floor Conference Center

501 Shelley Drive, Tyler, Texas 75701

Title:  "The New Disability Insurance Markets:  Generations X, Y & Z"

Speaker:  Andra Grava, CLU, RHU, General Agent , DI Center, A Brokerage General Agency

Course #104327 / Provider #33510 - 1 Hour CE


September 16, 2016

Fungal in the Jungle or ACA

Heartland Security Insurance Group (HSIG), 501 Shelley Driver, Tyler, Tx. 75701

(behind Chili's - 903-561-8484)

9:30 a.m. to 3:00 p.m.


Registration will begin at 9:30 a.m.


Agenda for Education Day

"The East Texas Association of Health Underwriters serves to inform and protect the consumer by enhancing the professional growth of its members."

Financial reports are available for review.  Contact the Association Treasurer

Andra is the General Agent (GA) for The DI Center, a Brokerage General Agency (BGA) that traces its roots back to 1996, when Andra became one of the first individual disability insurance focused GAs in the country. The DI Center has since become the #1 DI-focused agency for a major carrier for over a decade by providing DI products through a distribution network of independent agents, financial planners and multiline agents nationwide. Throughout his career he has also brought life insurance, annuities, retirement & estate planning and group dental and vision into his practice.

Andra is an active member in industry associations including Dallas Association of Health Underwriters (DAHU), Financial Planning Association (FPA), General Agents and Managers Association (GAMA), International Disability Insurance Society (IDIS), NAIFA-Dallas and Society of Financial Service Professionals (SFSP). He has done more than just maintain those memberships though as he is a Past President of DAHU, NAIFA-Dallas and the Texas Leaders Roundtable and speaks to industry and professional groups both locally and nationally on topics of Sales, Practice Management and Disability Insurance.

Andra is active in community and church activities and is a member of the Allen-Fairview Chamber of Commerce. He and his wife, Kathy, enjoy traveling and are avid sports fans. They have two grown children and a grandchild.

Andra Grava is an Investment Advisor Representative. Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC.

Want to get an idea of what individual and small group rate increase could look like for 2017?   Submission of that information can be found here –

  1. Click Search ACA-Compliant Products
  2. Choose Texas
  3. Enter just a Start Date of 01/01/2017

Individual HMO Advantage increases possibly going up by 58%!


ETAHU  |  P.O. Box 133214  |  Tyler, TX 75713-3214  |  Member of